Credit Representatives in Mount Pleasant, WA
Compare registered credit representatives in Mount Pleasant, Western Australia. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Mount Pleasant, Western Australia follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
The Trustee For Harbour Finance Unit Trust
Avidity Wealth Management Pty Ltd
Webster, Callum
Alcorp Holdings Pty Ltd
Chan, Wai Chee
Mseed Pty Ltd
Bernanda Holdings Pty Ltd
Mcilduff, Bernard
Pace, Corey Adam
Djm Group Holdings Pty Ltd
Morgan, Desmond
Wong, Ricky Mornay
Maffei, Andrea
Axford, Denise
Byers, Samantha Rachael
Ewart, Matthew Paul
Finance And Investment Collective Pty Ltd
Rise Elements Pty Ltd
Wilkat Pty Ltd
Chan, Charles Jason
Holroyd, Jamie Thomas
Holroyd, Tristan
Kaur, Amandeep
Loan Legendz Pty Ltd
Long, Justin
Stratosfear Pty Ltd
Andrews, Adele Lisa
Australian Property Home Loans Pty. Ltd.
Bolster Finance Pty Ltd
Cayford, Laura Jayne
Dawson, Craig Anthony
Frost, Andrew Jamieson
Noonan, Michael Anthony
White, Peter Stewart
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Mount Pleasant, Western Australia. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.