What to expect from the engagement
Engaging a financial adviser for East Toowoomba, Queensland follows a regulated process designed to protect retail clients. After an initial fact-find meeting, the adviser issues a Statement of Advice (SoA) — a written document explaining the strategy, products recommended, fees and any conflicts of interest. You are not committed until you sign it. All advisers must act in your best interests under the Corporations Act, and any commissions or referral payments must be disclosed in the SoA. If the advice does not appear to meet that standard, the Australian Financial Complaints Authority (AFCA) handles complaints free of charge for consumers. Personal advice — the kind tailored to your circumstances — always requires an SoA; general advice does not.
📍 L 11/45 Clarence St, Sydney NSW 2000
ExperienceSince 1997 (29 years)Registration #000318824Postcode4350
Advanced Investment PlanningAdvanced Diploma of Financial Services (Financial Planning)Margin Lending and Geared InvestmentsGraduate Diploma of Financial Planning
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 160 Hume St, Toowoomba City QLD 4350
ExperienceSince 1997 (29 years)Registration #000255557Postcode4350
Certified Financial PlannerSelf Managed Superannuation FundsMargin Lending and Geared InvestmentsAccredited Listed Product Adviser Program
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 80 Bridge St, East Toowoomba QLD 4350
ExperienceSince 2003 (23 years)Registration #000239517Postcode4350
Diploma of Financial ServicesAdvanced Diploma of Financial ServicesAssociation of Independently Owned Financial Professionals (AIOFP)
SuperannuationLife InsuranceLife InvestmentSecuritiesRSA Products
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📍 2/4 Tourist Rd, East Toowoomba QLD 4350
ExperienceSince 2008 (18 years)Registration #000322066Postcode4350
Bachelor of EducationDiploma of Financial AdvisingDiploma of Financial services (Financial Planning)Bachelor of Commerce
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 2/4 Tourist Rd, East Toowoomba QLD 4350
ExperienceSince 2008 (18 years)Registration #001007592Postcode4350
Graduate Certificate in CommerceDiploma of Financial Services (Financial Planning)Advanced Diploma of Financial Services (Financial Planning)CFP – Certified Financial Planner (FPA)
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 160 Hume St, Toowoomba City QLD 4350
ExperienceSince 2010 (16 years)Registration #000345119Postcode4350
Diploma of Financial Services (Financial Planning)Advanced Diploma of Financial Services (Financial Planning)Graduate Diploma of Financial PlanningFinancial Advice Association of Australia (FAAA)
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 17 Dana St, Ballarat Central VIC 3350
ExperienceSince 2010 (16 years)Registration #000357418Postcode4350
Bachelor of BusinessASX Accredited Listed Products AdviserSMSM SpecialistGraduate Diploma of Applied Finance and Investment
SuperannuationLife InsuranceLife InvestmentSecuritiesRSA Products
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📍 160 Hume St, Toowoomba City QLD 4350
ExperienceSince 2010 (16 years)Registration #000390463Postcode4350
Bachelor of EconomicsMaster of Personal Financial PlanningMargin Lending Tier 1Diploma of Finance and Mortgage Broking Management
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 17 Dana St, Ballarat Central VIC 3350
ExperienceSince 2014 (12 years)Registration #000419819Postcode4350
Diploma of Financial PlanningCommercial Law Course (TASACLv1)Tax for Financial AdvisingEconomic and Legal Context for Financial Planning
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 160 Hume St, Toowoomba City QLD 4350
ExperienceSince 2017 (9 years)Registration #001260780Postcode4350
Diploma of Financial PlanningPrinciples of Self Managed Superannuation FundsAccredited Listed Product Adviser ProgramGraduate Diploma of Financial Planning
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 Level 1/607 Bourke St, Melbourne VIC 3000
ExperienceSince 2023 (3 years)Registration #000388301Postcode4350
Margin Lending and Geared InvestmentsAccredited Listed Product Adviser ProgramFPC001B Economic and Legal Context for Financial PlanningGraduate Diploma of Financial Planning
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 2/4 Tourist Rd, East Toowoomba QLD 4350
ExperienceSince 2024 (2 years)Registration #001303164Postcode4350
AYB219 Taxation LawBSB111 Business Law and EthicsBachelor of Business (Financial Planning)
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 17 Dana St, Ballarat Central VIC 3350
ExperienceSince 2024 (2 years)Registration #001307620Postcode4350
Graduate Diploma of Financial Planning
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 L 11/45 Clarence St, Sydney NSW 2000
ExperienceSince 2025 (1 years)Registration #001311692Postcode4350
Graduate Diploma of Financial PlanningIntroduction to SMSFs
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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Frequently asked questions
How do I verify a financial adviser is registered?
All registered financial advisers in East Toowoomba, Queensland appear on ASIC's Financial Advisers Register at moneysmart.gov.au. Each entry shows the registration number, current authorisations, qualifications and any disciplinary history. Confirm the registration is 'Current' before engaging — checking is free and the register is updated by ASIC.
What's the difference between a financial adviser and a financial planner?
In Australia both terms refer to the same regulated role under ASIC. A 'financial planner' typically holds a Certified Financial Planner® designation through the Financial Planning Association. Both must be listed on the ASIC Financial Advisers Register and meet the same Best Interests Duty under the Corporations Act.
Are initial consultations with financial advisers free?
Most financial advisers in East Toowoomba, Queensland offer a free initial consultation — typically 30–60 minutes — to discuss your goals and whether they can help. You do not pay anything until you receive and sign a Statement of Advice. Ongoing fees vary by adviser and the complexity of the advice.
What should I bring to a first meeting with a financial adviser?
Bring recent payslips, super statements, mortgage and loan balances, insurance policies, your will and superannuation beneficiary nominations, and a written list of goals. The adviser uses this to complete a fact-find. They cannot give personal advice without understanding your circumstances — incomplete information leads to generic, less useful recommendations.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.