What to expect from the engagement
Engaging a financial adviser for Torquay, Victoria follows a regulated process designed to protect retail clients. After an initial fact-find meeting, the adviser issues a Statement of Advice (SoA) — a written document explaining the strategy, products recommended, fees and any conflicts of interest. You are not committed until you sign it. All advisers must act in your best interests under the Corporations Act, and any commissions or referral payments must be disclosed in the SoA. If the advice does not appear to meet that standard, the Australian Financial Complaints Authority (AFCA) handles complaints free of charge for consumers. Personal advice — the kind tailored to your circumstances — always requires an SoA; general advice does not.
📍 L 11/45 Clarence St, Sydney NSW 2000
ExperienceSince 1996 (30 years)Registration #000242700Postcode3228
Diploma of Financial Planning (1-8)Accredited Aged Care Professional ProgramIntroduction to Self Managed Superannuation FundsFinancial Advice Association of Australia (FAAA)
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 Suite 13/201 New South Head Rd, Edgecliff NSW 2027
ExperienceSince 2002 (24 years)Registration #000247953Postcode3228
Advanced Diploma of Financial Services (Financial Planning)Certificate IV Financial Services (Finance/Mortgage Broking)Margin Lending and Geared InvestmentsDiploma of Financial Services (Finance/Mortgage Broking Management)
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 Suite 13/201 New South Head Rd, Edgecliff NSW 2027
ExperienceSince 2002 (24 years)Registration #000264231Postcode3228
Bachelor of Arts in EducationBachelor of Commerce8 unit Diploma of Financial PlanningSelf Managed Superannuation Funds
SuperannuationLife InsuranceLife InvestmentSecuritiesDerivatives
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📍 5/25 Manning St, Tuncurry NSW 2428
ExperienceSince 2003 (23 years)Registration #000265091Postcode3228
Bachelor Business Financial PlanningCertified Financial PlannerSelf-Managed Super Fund Specialist AdvisorListed Product Accreditation
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 Level 1/607 Bourke St, Melbourne VIC 3000
ExperienceSince 2006 (20 years)Registration #000307561Postcode3228
Diploma of Financial Services (Financial Planning)Advanced Diploma of Financial Services (Financial Planning)Self Managed Super FundsMargin Lending
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 3/30 Hickson Rd, Millers Point NSW 2000
ExperienceSince 2006 (20 years)Registration #001001264Postcode3228
Bachelor of FinanceDiploma of Financial Services (Financial Planning)Financial Advice Association of Australia (FAAA)
SuperannuationLife InsuranceLife InvestmentRSA Products
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📍 Suite 13/201 New South Head Rd, Edgecliff NSW 2027
ExperienceSince 2007 (19 years)Registration #001003868Postcode3228
Diploma of Financial Services (Financial Planning)Advanced Diploma of Financial PlanningFPC002B Ethics and Professionalism in Financial AdviceFPE011 Debt Strategies
SuperannuationLife InsuranceLife InvestmentSecuritiesDerivatives
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📍 Level 2/37 Primary School Ct, Maroochydore QLD 4558
ExperienceSince 2007 (19 years)Registration #001270179Postcode3228
Diploma of Financial Services (Financial Planning)Advanced Diploma of Financial Services (Financial Planning)Bachelor of CommerceEthics and Professionalism in Financial Advice (FPC002B)
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 5/25 Manning St, Tuncurry NSW 2428
ExperienceSince 2010 (16 years)Registration #000345047Postcode3228
Bachelor Commerce Finance & Financial PlanningAccredited Listed Product Adviser ProgramSMSF Specialist AdvisorCertified Financial Planner
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 Australia, New South Wales, Sydney, Market St, Suite 4, Level 24
ExperienceSince 2014 (12 years)Registration #000444357Postcode3228
Bachelor of Business (Applied Economics)DPML Margin LendingDiploma of Financial PlanningEthics and Professionalism in Financial Advice
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 Level 3/54 Jephson St, Toowong QLD 4066
ExperienceSince 2018 (8 years)Registration #001271552Postcode3228
Diploma of Financial Planning FNS50611Advanced Diploma of Financial Planning FNS60415Graduate Diploma of Financial PlanningFinancial Advice Association of Australia (FAAA)
SuperannuationLife InsuranceLife InvestmentSecuritiesGovernment Debentures
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📍 5/25 Manning St, Tuncurry NSW 2428
ExperienceSince 2018 (8 years)Registration #001265090Postcode3228
Bachelor of Commerce (Finance, Accounting & Financial Planning)Ethics and Professionalism in Financial Advice
SuperannuationLife InsuranceLife Investment
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📍 Suite 13/201 New South Head Rd, Edgecliff NSW 2027
ExperienceSince 2022 (4 years)Registration #001295252Postcode3228
Bachelor of Commerce (Financial Planning and Accounting)FPE020 SMSF Regulation and Taxation
SuperannuationLife InsuranceLife InvestmentSecuritiesDerivatives
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Frequently asked questions
How do I verify a financial adviser is registered?
All registered financial advisers in Torquay, Victoria appear on ASIC's Financial Advisers Register at moneysmart.gov.au. Each entry shows the registration number, current authorisations, qualifications and any disciplinary history. Confirm the registration is 'Current' before engaging — checking is free and the register is updated by ASIC.
What's the difference between a financial adviser and a financial planner?
In Australia both terms refer to the same regulated role under ASIC. A 'financial planner' typically holds a Certified Financial Planner® designation through the Financial Planning Association. Both must be listed on the ASIC Financial Advisers Register and meet the same Best Interests Duty under the Corporations Act.
Are initial consultations with financial advisers free?
Most financial advisers in Torquay, Victoria offer a free initial consultation — typically 30–60 minutes — to discuss your goals and whether they can help. You do not pay anything until you receive and sign a Statement of Advice. Ongoing fees vary by adviser and the complexity of the advice.
What should I bring to a first meeting with a financial adviser?
Bring recent payslips, super statements, mortgage and loan balances, insurance policies, your will and superannuation beneficiary nominations, and a written list of goals. The adviser uses this to complete a fact-find. They cannot give personal advice without understanding your circumstances — incomplete information leads to generic, less useful recommendations.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.