Financial Services Licensees in Osborne Park, WA
Compare registered financial services licensees in Osborne Park, Western Australia. All listings sourced from the ASIC AFS Licensee Register.
Statutory protections under Chapter 7
Financial services providers in Osborne Park, Western Australia are bound by Chapter 7 of the Corporations Act. Before any advice is given, the licensee must provide a Financial Services Guide. Personal advice triggers the Best Interests Duty — the provider must act in your best interests, prioritise them over their own, and only recommend products likely to leave you in a better position. Product disclosure statements (PDS) accompany any specific product recommendation. The Australian Financial Complaints Authority (AFCA) handles disputes free of charge.
Ips Insurance Brokers Pty Ltd
Unity Insurance Brokers Pty Ltd
Whiting, John Raymond
Aaa Private Wealth Advisors Pty Ltd★★★★★ 4.9 (47 reviews)
Apollo Risk Services Pty Ltd
Macro Capital Limited
Armada Accountants Pty Ltd
Dynamic Insurance Services Pty Ltd
Blythe Group Pty Ltd★★★★★ 4.6 (36 reviews)
Captive Holdings Pty Ltd
Edge Financial Group Pty Ltd★★★★★ 5 (4 reviews)
Armada Wealth Management Pty Ltd★★★★★ 4.9 (51 reviews)
Intuitive Services Pty Ltd★★★★★ 5 (8 reviews)
Tips Polaris Pty Ltd★★★★★ 4.7 (3 reviews)
Securitas Financial Group Pty Ltd★★★ 3 (2 reviews)
Spenda Business Services Pty Ltd
Nearby Financial Services Licensees
Frequently asked questions
What is an Australian Financial Services Licence (AFSL)?
An AFSL is the licence issued by ASIC that permits an entity to provide financial services in Australia, including those offered in Osborne Park, Western Australia. It specifies the designated services (advice, dealing, market-making, custodial) and the financial products covered. The AFSL number must appear on every Financial Services Guide and disclosure document.
What's the difference between general and personal financial advice?
General advice is product information that does not consider your circumstances — it can be given without a Statement of Advice. Personal advice considers your goals, financial situation and needs, and triggers the Best Interests Duty. Personal advice always requires a written Statement of Advice before any recommendations are implemented.
Are financial services providers required to act in my best interests?
Providers giving personal advice are bound by the Best Interests Duty under the Corporations Act. They must prioritise your interests over their own, only recommend products likely to leave you in a better position, and disclose all fees, commissions and conflicts of interest in writing before you act.
Where do I go if I have a complaint about a financial services provider?
Complaints go through the licensee's internal dispute resolution (IDR) process first; the licensee has 30 days to respond. If unresolved, the Australian Financial Complaints Authority (AFCA) is the free external dispute resolution body. AFCA can make binding determinations up to specified caps under the Corporations Act.