Income Tax in South Australia
South Australia has a growing defence and space industry alongside traditional manufacturing, wine production, and healthcare. Adelaide offers one of the most affordable capital city lifestyles in Australia, making your take-home pay go further than in eastern capitals.
Tax Rates Apply Nationally
Australian income tax rates are set federally and apply the same in every state. Whether you earn $85,000 in Adelaide or anywhere else in Australia, your income tax, Medicare levy, and HELP repayments are identical. There is no state income tax in Australia — unlike the US, where state taxes vary significantly.
For FY 2025–26, the brackets are: $0–$18,200 at 0% (tax-free threshold), $18,201–$45,000 at 16%, $45,001–$135,000 at 30%, $135,001–$190,000 at 37%, and $190,001+ at 45%. The 2% Medicare levy applies on top.
SA-Specific Considerations
With a median salary around $80,000, most SA workers sit comfortably in the 30% bracket. Adelaide's affordable housing means a larger portion of your take-home pay is available for saving and investing. Use our Rent vs Buy calculator alongside this to see the complete picture.
Median Salary in South Australia
The median full-time salary in South Australia is approximately $80,000. At this income, you'd pay roughly 22-24% in combined tax and Medicare, taking home around $65,000–$75,000 per year after deductions.
Use our Income Tax Calculator for a detailed bracket-by-bracket breakdown, or the Take-Home Pay Calculator for a quick answer. For your complete financial picture, try the Financial Snapshot.