Your take-home pay is what's left after income tax, Medicare levy, and any HELP repayments are deducted from your gross salary. Your employer also pays superannuation (12% in 2025–26) on top of your salary, which goes into your super fund.

This calculator gives you a quick view of your pay packet — enter your annual salary and see the breakdown per week, fortnight, or month. It's designed to be the simplest, fastest way to answer "how much do I actually take home?" Once you know your take-home, see where your salary ranks among all Australian workers.

For a more detailed tax breakdown including bracket-by-bracket analysis, use our Income Tax Calculator.