Methodology & sources

This calculator uses current published rates from Australian government and regulator sources. The result is an estimate for general guidance — it does not constitute personal financial advice. For decisions about your circumstances, consult a registered financial adviser, tax agent, or other professional. See editorial standards for how DecisionLab sources and updates its calculator data.

• Australian Taxation Office (current rates)
• MoneySmart (ASIC consumer finance)
• Services Australia (Centrelink, Medicare)
• DecisionLab editorial standards
• MoneySmart — Credit cards