The downsizer contribution is a powerful strategy for Australians over 55 who sell their home. Up to $300,000 per person can be added to super regardless of existing balance or contribution caps. Given super\'s favourable tax treatment (earnings taxed at just 15%), this can significantly boost retirement income. The earlier you make the contribution, the more time compound growth has to work.
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This calculator uses current published rates from Australian government and regulator sources. The result is an estimate for general guidance — it does not constitute personal financial advice. For decisions about your circumstances, consult a registered financial adviser, tax agent, or other professional. See editorial standards for how DecisionLab sources and updates its calculator data.