How much is stamp duty in NSW?

NSW stamp duty on a $750,000 property is approximately $28,162. Rates range from 1.25% to 5.5% on a progressive bracket system. First home buyers pay no stamp duty on properties up to $800,000.

Which Australian state has the cheapest stamp duty?

Queensland generally has the lowest stamp duty rates. On a $750,000 property, QLD stamp duty is approximately $24,525 compared to $40,070 in Victoria. Queensland also offers generous first home buyer exemptions with no price cap on new homes.

Do first home buyers pay stamp duty in Australia?

Most states offer stamp duty exemptions or concessions for first home buyers. In NSW, first home buyers pay no stamp duty on properties up to $800,000. In Victoria, the threshold is $600,000. Queensland offers no price cap on new homes. Each state has different eligibility criteria.

Stamp Duty Calculator Australia 2025–26 | All States

Stamp Duty Calculator Australia 2025–26

First-home-buyer concession thresholds verified 5 August 2026: NSW exemption to $800k (concession to $1M), VIC $600k/$750k, QLD $700k/$800k, WA $500k/$700k metro, ACT Home Buyer Concession to $1.02M (income-tested — check eligibility), NT none. SA’s relief applies to new homes/off-the-plan only (no price cap) and is not modelled here; Tasmania’s concession lapsed 30 June 2026. Base duty scales use published brackets — NSW and ACT index theirs annually, so figures there can vary slightly. Always confirm with your state revenue office.

How Stamp Duty Works in Australia

Stamp duty — officially called transfer duty — is a state government tax you pay when buying property. Each Australian state and territory sets its own rates, thresholds, and concessions, which means the same property value can attract very different duty amounts depending on where you buy.

Progressive Bracket System

Like income tax, stamp duty uses progressive brackets. You don't pay the top rate on the entire purchase price — each portion is taxed at its own marginal rate. For example, on a $750,000 property in NSW, the first $17,000 is taxed at 1.25%, the next $20,000 at 1.5%, and so on up through the brackets.

First Home Buyer Concessions

Most states offer significant stamp duty relief for first home buyers. NSW provides full exemption on properties up to $800,000. Victoria exempts purchases up to $600,000. Queensland removed the price cap entirely for new homes from May 2025. Tasmania’s first home buyer duty concession lapsed on 30 June 2026 with no replacement announced — Tasmanian first home buyers now pay full transfer duty, though a $20,000 First Home Owner Grant remains for new builds (1 July 2026 – 30 June 2027 window).

Stamp Duty by State

Each state has unique rates and concessions. View detailed stamp duty guides for: NSW, Victoria, Queensland, Western Australia, South Australia, Tasmania, ACT, and Northern Territory.

About This Calculator

This calculator provides estimates based on published 2025–26 rates from each state's revenue office. It covers standard residential purchases and first home buyer concessions. It does not account for foreign buyer surcharges, off-the-plan concessions, or family transfers. For your exact liability, consult a licensed conveyancer or your state's revenue office.

Methodology & sources

This calculator uses current published rates from Australian government and regulator sources. The result is an estimate for general guidance — it does not constitute personal financial advice. For decisions about your circumstances, consult a registered financial adviser, tax agent, or other professional. See editorial standards for how DecisionLab sources and updates its calculator data.