65 verified credit representatives
Credit Representatives in Cronulla, NSW
Compare registered credit representatives in Cronulla, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Cronulla, New South Wales operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Barley, Andrew
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Beazley, Donna Lee
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Jaydon (Nsw) Pty Ltd
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Macquarie Commercial Finance (South) Pty Ltd
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Parkin, Jeffrey Thomas
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Robinson, Michael
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Gardiner Financial Services Pty. Ltd.
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Gardiner, Luke
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Patterson, Renee
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Fowler, Carl Vaughan
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Vfzsk21 Pty Ltd
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The Finance Consultancy Pty Ltd
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Defilippi, Domenic
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Dpn Finance Pty Ltd
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Green Light Financial Pty Ltd
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Collins, Greg
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Firstpoint Nb Financial Solutions Pty. Ltd.
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Fowler, Samuel Ryan
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Hale, Grahame
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Mavin Finance Services Pty Ltd
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Mortgage Crushers Pty Ltd
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Porter, Tanya Anne
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Buen, Lucky Gamboa
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Donaldson, Jamie Kalman
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Hosey, John Francis
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Mezrani, Michael
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Mi Financial Solutions Pty Limited
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Mifsud, Matthew James
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Shire Financial Group Pty Ltd
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Brennan, Christina Sandra
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Brennan, Jake
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Custom Home Loans Pty Ltd
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Dpn Broking Pty Ltd
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Mcbride, Matthew
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Paulse, Michael Gavin
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Samuel, Michael
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Xskape Finance Pty. Ltd.
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B Squared Lending Pty Ltd
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Brian Layhe, David
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Fowler, Zac Vaughan
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Hunter, Rebecca Dawn
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Mcfarlane, Rebecca Margaret
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Sale, Anika Lee
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Wealth Consolidated Pty Ltd
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Ark Lending Solutions Pty Ltd
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Motta Defilippi, Camilla
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Titus, Luke Clement
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Beams, Caleb
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Cbeams Pty Ltd
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Cole, Kara Anne
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Cooper, Samuel William
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Deguara, Priya Priscillia
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Donaldson, Jamie Kalman
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Enso Loans Pty Ltd
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Gallagher, Nigel Douglas
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Hosey, John Francis
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K2 Summits Pty Ltd
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Kelly, Hamish Dion
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Molloy Brokers Pty Ltd
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Molloy, Gregory William
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R & P Deguara Pty Ltd
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Shire Insurance Group Pty Ltd
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Graf, Rachel Anne
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Oberg, Robyn Lea
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Shepherd, Matthew Glenn
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Cronulla, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.