Credit Representatives in Lane Cove, NSW
Compare registered credit representatives in Lane Cove, New South Wales. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Lane Cove, New South Wales follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Wu, Yu
Parsons, Adam George
Somers, Jon
Greene, Sean
Ellis, Mark William
Callala Finance Pty Ltd
Huang, Yu-Sheng Keet
Sheridan, Timothy York
York Financial Pty Ltd
Accrue Equity Pty. Ltd.
Totally Mortgage Pty Ltd
Tjhan, Ian
Lane Cove Home Loans Pty Ltd
We Mortgage Pty Ltd
Yaloui, Alborz
Az Plus International Pty Ltd
Hague, John Stewart
Vespa Home Loans Pty Limited
Edwards, David John
Finoptix Pty Ltd
Mcguire, James Eric
Brown, Benjamin Anthony
Mahajan, Pravin Gulabrao
Maison Brown Financial Pty Ltd
Samzara Pty Limited
Stapleton, Nicole
Woodley, Andrew Peter
Cervantes Leon, Astrid Giovanna
Pixeland Blue Pty Ltd
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Lane Cove, New South Wales. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.