78 verified credit representatives
Credit Representatives in Toowong, QLD
Compare registered credit representatives in Toowong, Queensland. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in Toowong, Queensland follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Connolly, Phillip Mark
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Di Bella, Alfie John
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Direct Deal Finance Pty Ltd
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Goedecke, Mark David
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J-Lor Investments Pty Ltd
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Jackson, Matthew Maurice
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Jason Mcdonough Enterprises Pty Ltd
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One Finance Brokers Pty Ltd
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Taylor Finance Group Pty Ltd
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A Clear Direction Financial Planning Pty Ltd
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Gerber, Ian
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Keefer, Scott Duncan
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Portfolio Financial Group Pty Ltd
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Stathis, Nicholas John
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Stone, Andrew James
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Kolatchew, Michael
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Kratzke Holdings Pty Ltd
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Kratzke, Rian William
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Kratzke, Timothy Neil
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Rix, Howard John
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Sikder, Bikash
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Barrell, James Brian
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James Barrell Holdings Pty Ltd
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Jones, Michael Guy
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Kolatchew Financial Planning Pty Ltd
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Brisbane, Kim Lorraine
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Ejc Futures Pty Ltd
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Failla, Matthew Vincent
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Farrar, Brenton Maxwell
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Financial Advice Matters Group Pty Ltd
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Gordon, Jason Rodney
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Gordon, Natalie Claire
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Lyons, Gregory John
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Matthew Failla Pty Ltd
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Neale, Fiona Victoria
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Astir Recruitment Pty Ltd
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Herewini, Puawai Rangitahi
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Lacey, Regan Francis
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Patane, Mario Sandro
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Toowong Automotive Group Pty Ltd
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Cotton Enterprises 2 Pty Ltd
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Cotton, Douglas
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Crowley, Alexandra Fiona
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Direct Credit Finance Pty Ltd
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Mcdonough, Jason
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Sullivan, Renee
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Cooper, Christopher John
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Knight, Scott Thomas
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Ssg Partners Pty Ltd
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Carter, Gary
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Jacques Financial Group Pty Ltd
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Jacques, Alexander William
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Jacques, Grant
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Wealth Engineering Australia Pty Ltd
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Yeh, Simon
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Collins Mortgage And Lending Pty Ltd
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Du, Angela Jiaying
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Eifermann, Sarah
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The Trustee For Jl Finance Trust
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Warburton, Jessica Lee
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Beacon Aged Care And Retirement Advisers Pty Ltd
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Celine, Wendy Frances
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Jones, Glen
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Austin, Joshua
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Liu, Bingning
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Remarkable Partners Pty Ltd
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Veleski, Kiro
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Yang, Zheng
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Havas Finance Pty Ltd
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Havas, Cameron
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Mx Australia Pty Ltd
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Saxby, Zoe Bo
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Stace, Daniel
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Taylor, Rikki Arron
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Zobo Finance Pty Ltd
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Dai, Tianming
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Mills, Andrew James
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Wilesmith, Justine Susan
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Toowong, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.