Credit Representatives in West End, QLD
Compare registered credit representatives in West End, Queensland. All listings sourced from the ASIC Credit Representative Register.
Process and consumer protections
Credit representatives in West End, Queensland follow the same NCCP process as full ACL holders: assessment of suitability, disclosure of fees and commissions, and provision of a Credit Guide before any application. The Best Interests Duty applies if the representative is acting as a mortgage broker. For non-mortgage credit (personal loans, asset finance, equipment leasing) suitability assessments are still required but the Best Interests Duty does not apply. Any commission paid by the lender must be disclosed. AFCA is the external dispute resolution body, and it is free for consumers.
Birch, Kerrie
Cunnigham, Lisa
Cunningham, Tracey
Ilend Finance Pty Ltd
Panzera, Joseph
Audet, Peter Rodney
Carty, Shane
Do, Henry Heng
Gleeson, Jodi Lynne
Kallis, Matthew George
Chase Oscar Finance Pty Ltd
Nguyen, Cathy
The Whaley Mortgage Broking Corporation Pty Ltd
Whaley, Craig
Carmichael, Andrew James
Peck, Samantha Mary
Seeto, Tristan Paul
Tonini, Carlo
Dean, Delwen
Dhillon, Mandip
Ey, Christopher
Philip, Jagan Sam
Sam Philip Pty. Ltd.
West End Loans Pty Ltd
Kilvington, Scott
Tan, Shireen Hui
Bond, Michael
Brooker, Matthew
Crawford, David
El-Fahel, Amanda
Fermor, Craig Hunter
Gee, Alexander
Kiefer, Micheal
Lam, Rodney Chow
Perkins, Daniel
Andronis, Amelia
Clark, Stanford John
Conley, Kelly Jane
Mcgrath, Benjamin
Mooni, Jhanvi
Thallo Finance Pty Ltd
Davison, Dallas
Jimmieson, Alice Catherine
Red Tractor Finance Pty Ltd
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in West End, Queensland. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.