Credit Representatives in Prospect, SA
Compare registered credit representatives in Prospect, South Australia. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Prospect, South Australia operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
F B P Nominees Pty Ltd
De Luca, Marie
Kothare, Leena Hemant
Leena Kothare Pty Ltd
I & T Investments Holdings Pty Ltd
Iyer, Krishnan Ravikrishnan
Kubenk Pty Ltd
Kubenk, Andrew
Nguyen, Thuy
Priya R Finance Pty Ltd
Ravi, Vishnupriya
The Trustee For Aniyuv Family Trust
Money Line Financial Services Pty Ltd
Rajinder, Balasubramani
Dodd, Travis Garth
Aame Mortgage Broking Pty Ltd
Dow, Amanda
Tu-Nguyen, Ly Ha
Costa, Katie
Jnnt Financial Solutions Pty Ltd
Alm Finance Pty Ltd
Monteiro, Anita
Ong, Bryan Tze
Australianaaa Pty. Ltd.
Fang, Yi
Infinite Loan Solutions Pty Ltd
Khoja, Zohra Sameer
Snb Finance Pty Ltd
Brokerage & Co Partners Pty Ltd
Brown, Tarkin
Denton, Mathew
Finckler, Joshua
Lee, Alycia
Niazi, Mohammadreza
Stefano, Sergio Rino
Taji, Faraz
Toon, Esther
Centrone, Matthew John
Jas Finance Pty Ltd
Martin, Angelica Julie
Mcp Sa Pty Ltd
Ooi, Inn Hian
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Prospect, South Australia. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.