72 verified credit representatives
Credit Representatives in Balwyn North, VIC
Compare registered credit representatives in Balwyn North, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Balwyn North, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Cbc Trading Pty Ltd
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Pym, Hamish David
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Budiman, Winston
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Farley Financial Pty. Ltd.
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The Trustee For B2 Group Trust
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Australia International Finance Group Pty Ltd
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Teo, Julius
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Gan Holdings Pty Ltd
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Liu, Zixuan
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My Finance Corp Pty Ltd
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Walker, Phillip David
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Bluehive Solutions Pty Ltd
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Dhy Holding Pty Ltd
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United Coffee House Pty Ltd
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Young, Jennie
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Boyle, Matthew
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Capuana, Salvatore
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Commercial Finance Australia Pty Ltd
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Interfin Pty Ltd
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Lu, Jingjiao
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Ayton, Anna Nhi
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Cordova, Penelope
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Dedic, Omar
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Llanos-Gomez, Stephanie
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Peony Finance Holding Pty Ltd
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Stavrou, Yianni
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Stb Finance Pty Ltd
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Wan, Dan
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Devadason, Inbam
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Iconiq Finance Pty Ltd
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Infinex Capital Pty Ltd
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Mittal, Arun Kumar
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Papadopoulos, Savvas
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Perfect Financial Solutions Pty Ltd
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Precision Financial Pty Limited
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Aaslund, Jacob
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Digcap Pty Limited
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Grace Financial Pty Ltd
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Hart Elite Finance Pty Ltd
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J.Y.Z Finance Pty Ltd
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Kapoor, Rahul
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Kareesha Enterprises Pty. Ltd.
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Liu, Cheng
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Liu, Sijia
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Liu, Yuhang
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Olistica Wealth Group Pty Ltd
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Pan, Charles Malcolm
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Prestige Finance Brokers Pty Ltd
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Santhanam, Anand
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Taghavi, Solmaz
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Wu, Shu Yi
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Xue, Shuwen
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Zhang, Rui
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Aggarwal, Suresh Kumar
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Black Rock Finance Group Pty Ltd
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Boardman, Corey
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G&Sa Associates Pty Ltd
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Genius Lending Pty Ltd
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Hryckiewicz, Hanna Eaddy
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Kapoor, Shaurya
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Lin, Zhen
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Morden, David Nicholas
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Rigoli, Marco
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Tai, Lilin
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Two Plus Four Finance Pty Ltd
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Walker, Christopher Russell
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Chen, Hao
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Chevbolton Property Group Pty. Ltd.
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Forteza Finance Pty Ltd
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Kingstone Developments Pty Ltd
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Romano, Roque Horacio
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Tseng, Wayne
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Balwyn North, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.