83 verified credit representatives
Credit Representatives in Balwyn, VIC
Compare registered credit representatives in Balwyn, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Balwyn, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Brohier, Nigel
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Li, Garry
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Priority Financial Services Pty Ltd
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Blackbird Corporation Pty Ltd
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D'Arcy, Peter
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Polizzi, Giulia
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Whitworth, Sally Raelene
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Musumeci, Peter Leonard
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Coker, Nicholas
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Infinity Trails Pty Ltd
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Kasai Finance Pty Ltd
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Kwok, Hui Min
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Michelle Harvey Enterprises Pty Ltd
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Ppe Holdings Pty Ltd
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Andrianakos, Stephen
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Ct Financial Management Pty Ltd
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Dedic, Faris
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Red Door Financial Group Pty Ltd
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Teh, Bee L
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Empey, John Blaine
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Kasai, Riichiro
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Kavcic, Albert Joseph
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Li, Nicko Ling
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Property Apm Finance Pty Ltd
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Zhang, Zhihan
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Business Concepts Group Pty Ltd
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Cass, Michael
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Manhattan Investment Group (Aust.) Pty Ltd
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Suleman, Domenic
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The Trustee For De Bruijne Family Trust
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Bennick Pty. Ltd.
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Bw Finance Solutions Pty Ltd
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Ck Capital Australia Pty Ltd
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Hou, Yueyi
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Walker, Ben
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Walker, Craig
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Karan, Prashneel
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Kidmans Partners Mortgage Pty Ltd
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Kim, Minji
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Sewell, Sherilyn Jade
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Auto Partner Asset Finance Pty Ltd
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Fu, Zijing
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Liu, Juan
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Seng, Scott
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Tan, Kwee Yoke
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The Trustee For Elevate Investment Discretionary Trust
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Zhang, Sibi
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Heavy Equipment Finance Australia Pty Ltd
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Jts Premium Finance Pty Ltd
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L & Y Connect Finance Pty Ltd
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Li, Yi
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Troy, Jenny
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Xu, Shanshan
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Zhu, Jian
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Australia Grand Property Group Pty. Ltd.
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Chen, Junliang
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Chiodo, Dario
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Longways Property Investment Pty Ltd
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Lu, Tianyi
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Sowono, Elisa
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Spark Financial Solutions Pty Ltd
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Tsironis, Evangelos
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Wonder Finance Pty Ltd
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Zhang, Selina Yue
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2Cents Finance Solutions Pty Ltd
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Australia Capital Investment Group Pty Ltd
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Chen, Bingdao
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D'Costa, Sharon
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Elliott, Matthew James
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Li, Sihan
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Maoc Opportunities Pty Ltd
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Peiris, Sharen
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Pham, Richard
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Shui Capital Group Pty Ltd
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Shui, Shan
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Shum, Leung
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Siau, Jeremy Yian
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Southpark Group Pty Ltd
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Tay, Addison
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The Trustee For Siau Family Trust
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Wang, Shao
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Ward, Benjamin
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Zhang, Guixin
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Balwyn, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.