71 verified credit representatives
Credit Representatives in Rowville, VIC
Compare registered credit representatives in Rowville, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Rowville, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Bailey, Julian
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Barker Financial Services Pty Ltd
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Barker, John
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Stevenson, Nigel
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Kaydan Computers Pty. Ltd.
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Rent With Style Operations Pty Ltd
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Chowdhury, Jamil
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Panna, Karen
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Stevenson Financial Group Pty Ltd
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Bhatia Group Pty Ltd
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Bhatia, Ashish
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Simos, Dimitrios
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Tommike Financial Services Pty Ltd
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Cooper, Arunadhini Neeliya
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Faife, Kristin Gerard
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Kris Faife & Associates Pty Ltd
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Paterson, Bruce Charles
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T A N Eland Pty Ltd
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Together Financial Services Pty Ltd
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Van Estrop, Hillary Dennis
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Weeks, Natalie Jayne
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Ayb Group Pty Ltd
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Bishop, John
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Lapthorne, Jarrod
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Main Street Financial Services Pty Ltd
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Finance Your Way Pty Ltd
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Panna, Christopher
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Ayi Pty Ltd
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Connect Ccmv Pty Ltd
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Hor, Kim Chiv
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Raad, Gretta
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Rees, Geoffrey
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Savva, Christos
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The Trustee For Rmf Business Trust
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The Trustee For The Kl & Joe Family Trust
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Zhao, Pan
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Dsp Finance Pty Ltd
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Gnanapiragasam, Kajanithen
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Kt & K Pty Ltd
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Lee, Anson Waitou
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Patel, Jayeshkumar Parshottambhai
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Ranaraja, Suraj
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Sr Financial Australia Pty Ltd
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The Trustee For Anson Mortgage Unit Trust
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Aspire Finance Group Pty Ltd
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Breen, Sean David
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Bruckhans, Alexander
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Conquer Finance Corp Pty Ltd
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Gujrathi, Brijesh
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Karagaslis, Lambrina
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Mahajan, Sumit
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Patel, Padmaja Kunjan
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Portelli, Kathryne
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Rana, Vijayant
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Symphony Finance Pty Ltd
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The Loan Brokery Pty Ltd
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Alpha1 Lenders Pty Ltd
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Bedi, Karan
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Collins, Clayton
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Dai, Huiwen
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De Silva, Rukmal
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Hma Capital Pty Ltd
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Homei Fi Pty Ltd
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Ma, Hung Fei
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Mjw Mortgage Solutions Pty Ltd
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Nguyen, Chanh
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Sarris, Max
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Singh, Dilkanwar
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Starbridge Finance Group Pty Ltd
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Vero Advisory Pty Ltd
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White, Matthew
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Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Rowville, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.
Listings sourced from public government registers (ASIC, TPB). DecisionLab does not endorse any specific professional.
Always verify registration status directly with the relevant authority before engaging services.
Data is updated periodically and may not reflect the most current information.