Credit Representatives in Wheelers Hill, VIC
Compare registered credit representatives in Wheelers Hill, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Wheelers Hill, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Eddie Kane Pty. Ltd.
Fm Financial Pty Ltd
Kane, Aaron
One Financial Group Pty Ltd
Mangalon Pty Ltd
Fernando, Francis Lalith
T.L.I. Marketing Pty Ltd
Chen, Jinshan
Matchado, Jacqueline Anne
King'S Ring Group Pty. Ltd.
R Tabeck Pty Ltd
Harrington, Sam
Antloans Pty Ltd
Carter, Jennifer
Jmv Ocean Pty Ltd
Kanathigoda, Sanjeewa Panduka
Wong, Ivan Ting
Yang, Li Kevin
Ascendant Home Loans Pty Ltd
Cbls Finance Group Pty Ltd
Dong, Xiaohan
Drysdale, Zachary Peter
Mcf Solutions Pty. Ltd.
Rng Consulting Pty Ltd
Thomas, Julian Lloyd
Aed Eagle Pty Ltd
Hargreaves, Christopher John
Li, Huitengzi
Money Bright Loans Pty Ltd
Orient Financial Services Pty Ltd
Pearce, Melissa Elizabeth
Seccull, Mark
Settlement Home Loans Pty. Ltd.
Wickenton, Christopher John
Abrahams, Anita
Chen, Yin
Maharjan, Samresh
Opencorp Finance Pty Ltd
Optimum Finance Brokers Pty Ltd
Sky Finance Group Pty Ltd
Sunny Finance Pty Ltd
Dilbaz, Burak
Financially Sorted (Finance) Pty Ltd
Lazcorp Aust Pty Ltd
Rennie, Andrew James
Snooks, Darryn Wesley
Burk, Dean John
Dissanayake, Chanaka Nilanga
Mehta, Itishree
Mindkraft Pty Ltd
Modi, Jigar
Qian, Xin
Demirci, Daniel
Garg, Akhil
Lendwise Finance Pty Ltd
Singh, Inderjeet
The Trustee For Bohan Finance Trust
Wang, Huijiao
Ace Lending Pty Ltd
Arachchige, Nayanajith Prasanna
Boob, Sandeep
Bournazi, Michael
Gujral, Ramandeep
Kellaway, Paul David
Lending Partners Pty. Ltd.
Loan Mart Pty. Ltd.
Mangalon, Rachel
Perera, Champika
Perficient Finance Pty Ltd
Pillai, Suresh
Raywen, Serena Daniella
Rhenes Pty Ltd
Robertson, Cameron Scott
Settle Pty Ltd
Singh, Karandeep
Srivastava, Anurag
Sy Capital Pty Ltd
Varagiannis, Giorgio Emanuel
Williamson, Bianca Marlena
Yb Financial Services Pty Ltd
Awtani, Dixit
Jacob M Thorne Pty Ltd
Jiao, Jia
Judeh, Bassel
Liberty Mortgage Pty Ltd
Llz Atlas Pty Ltd
Octopus Lending Pty Ltd
Pw & Hj Pty Ltd
Ridcorp Pty. Ltd.
Ridler, Noel
Singh, Amardeep
Wang, Peng
Wang, Shanshan
Winning Capital Pty Ltd
Chopra, Jatin
Karemy Holdings Pty Ltd
Liu, Ming
Ngoh, Karen Chiu-Peng
Prathapa Mudiyanselage, Samidi Dahamsa
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Wheelers Hill, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.