Credit Representatives in Mulgrave, VIC
Compare registered credit representatives in Mulgrave, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Mulgrave, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Dantur Pty Ltd
Kasturiratna, Dayan
Opulent Home Loans Pty Ltd
Ter, Johnny
Hua, Neil
Jng Finance Pty. Ltd.
Ma, Jimmy
Shared Accounting Services Pty Ltd
Abeysinghe, Arachchige Dinath
D&C Accountants Pty Ltd
National Auto Finance Pty. Ltd.
Yorke Mortgage Solutions Pty Ltd
A Grade Finance Pty Ltd
Fernando, Chamani
Li, Yanli
Plant, Ashley Raymond
Ukur, Aydin
Armstrong, Peter
Baker, Adam Mark
Durand, Candida Dominica
Flahive Finance Pty Ltd
Flahive, Michael Raymond
Foundation 54 Pty Ltd
Hub And Spoke Solutions Pty Ltd
Jayawardena, Chaluka Kaushalya
Lengkong, Daniel
Mackinnon, Ian
Vis Finance Pty. Ltd.
Yorke, Michael
Z&P Financial Group Pty Ltd
Zhu, Yun
Bansal, Gaurav
Chen, Nick
Dignity Finance Pty Ltd
Hariharan, Sivadarsini
Nfc Lending Pty Ltd
Sothilingam, Cowshegan
Aggarwal, Amit
Business Advisory Melbourne Pty Ltd
Mcallister Financial Pty Ltd
Psm Finance Pty Ltd
Singh, Jagjit
Sreng, Peter Sreang
Yildiz, Volkan
Acquired Mortgage Services Pty Ltd
Bandara, Wijesundara Mudiyanselage
Ebd Finance Pty Ltd
Gamage, Denusha
Gt4 Investment Pty Ltd
Jalhotra, Surjeet
Pham, Thi Bich Thu
Rupasinghe, Harsha Dhammika
Silon Invest Pty Ltd
Gupta, Shweta
Gupta, Sudarshan Kumar
Jefferson, Peter John
Kova Finance Pty Ltd
Kovaceski, Kliment
Monash Loans Pty Ltd
Palliyaarachchi, Imbulagodage Don
Potter, Shane
Sb Potter Pty Ltd
Sharma, Anju
Stn Financial Services Pty Ltd
3D Finance Pty Ltd
Dmi Finance Solutions Pty Ltd
Drakopoulos, George
Eslami, Sara
Goh, Vivian
H1 Finance Pty Ltd
Hale Finance Pty Ltd
Huynh, John Thien
Isik, Hayrettin
Jnt Finance Pty Ltd
Kyriazis, Stephen John
Nyasa Global Pty Ltd
Punniakotti, Guhan
Radojcic, Dusan
Sheth, Dipankumar Viralkumar
Shi, Ruohai
Shree Vallabh Finance Solutions Pty Ltd
Sjk Finance Pty Ltd
Tseros, James
Ay Financial Pty Ltd
Barimah, Joshua
Ergonomic Finance Pty Ltd
Evolve500 Pty Ltd
Genco Holding Co Pty Ltd
Gupta, Rahul
Jayasinghe, Dennis
Mctighe, Emma
Meloanz Pty Ltd
Mimini, Sindis
Piening, Sharon
Salty Solutions Pty Ltd
Sethi, Ashwani
Singh, Dhillon
State Asset Financial Pty Ltd
Thilakarathna, Sajeewa Madushani
Tok, Betul
Unify-Tech Solutions Pty Ltd
Vu, Yen Hai
Aydin, Deniz
Bhatia, Anupriya
Choikang Family Pty Ltd
Credorafinance Pty Ltd
Cuerda, Cherishpeth
Dillon Finance Pty Ltd
Goyal, Anudeep
Gunawardane, Welikande Gedara
Kandasamy, Suresh
Kang, Jenny
Kolonne Appuhamilage, Sonali Gaya
Lambadaridis, George
Mourkakos, Anastasios
Pact Industries Pty Ltd
Rc & Mr Brown Pty Ltd
Rsm Aus Pty Ltd
Thevarajah, Pryatharshen
Avsar, Tansel
Cavnoudias, Peter Steven
Cnc Finance Pty Ltd
Cromb, Charlie Nicholas
Elevare Finance Pty Ltd
Le, Caitlyn Truc
Le, Tran Nhu
Secure Equity Partners Pty Ltd
Sherman, Rodney
Tu, Wilson
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Mulgrave, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.