Financial Services Licensees in New South Wales
Find registered financial services licensees in New South Wales. All listings verified against the ASIC AFS Licensee Register.
General versus personal advice
Engaging a financial services provider in New South Wales starts with confirming the AFSL number and the specific authorisations granted. A licensee authorised for 'general advice' can describe products without considering your circumstances; 'personal advice' requires a Statement of Advice tailored to your situation. Fees, commissions and any conflicts of interest must be disclosed in the Financial Services Guide (FSG), which the licensee is required to provide before any service begins. Complaints go through the licensee's internal process first, then AFCA if unresolved — AFCA determinations are free for consumers and binding on the licensee up to specified caps.
- Sydney1814
- North Sydney135
- Chatswood44
- Barangaroo40
- Bondi Junction34
- Surry Hills30
- Parramatta28
- Newcastle23
- Double Bay20
- Norwest19
- Mosman18
- Wollongong17
- Bella Vista15
- St Leonards15
- Milsons Point14
- Manly14
- Macquarie Park13
- The Rocks12
- Neutral Bay11
- Mascot11
- Crows Nest11
- Cremorne11
- Pymble10
- Castle Hill10
- Newcastle West10
- Pyrmont10
- Paddington10
- Woollahra9
- Darlinghurst9
- Warriewood9
- Miranda8
- Bellevue Hill8
- Erina8
- Coffs Harbour8
- Tamworth8
- Baulkham Hills8
- Orange8
- Balmain8
- Rhodes7
- Caringbah7
- Harris Park7
- Woolloomooloo7
- Albury7
- Brookvale7
- Millers Point7
- Rose Bay7
- Kirribilli7
- Rosebery6
- Goulburn6
- Port Macquarie6
- Gordon6
- Northbridge6
- Mcmahons Point6
- Mona Vale6
- Hamilton6
- Ultimo6
- Hurstville6
- Newport5
- Lindfield5
- Alexandria5
- Kirrawee5
- Wagga Wagga5
- Wahroonga5
- Penrith5
- Epping5
- Haymarket5
- Kogarah4
- Lane Cove4
- Rozelle4
- Concord4
- Warilla4
- Young4
- Edgecliff4
- Armidale4
- Griffith4
- Eveleigh4
- Alstonville4
- Tuggerah4
- Vaucluse4
- Burwood4
- Dawes Point4
- Sutherland4
- Turramurra4
- Roseville4
- Leichhardt4
- Ballina4
- Longueville4
- Byron Bay4
- Bondi Beach4
- Eastwood4
- Bronte4
- Marrickville4
- Sans Souci3
- Elizabeth Bay3
- Lennox Head3
- Hornsby3
- Auburn3
- East Maitland3
- Chullora3
- Wollstonecraft3
- Lismore3
- North Ryde3
- Liverpool3
- Randwick3
- Austinmer3
- Killara3
- Hunters Hill3
- Dee Why3
- Blacktown3
- Cammeray3
- Belrose3
- Willoughby3
- Cronulla3
- Rouse Hill3
- Greenwich3
- Tamarama3
- North Curl Curl3
- Charlestown3
- Homebush3
- Dubbo3
- Wyong3
- Matraville3
- Darling Point3
- St Ives2
- Penshurst2
- Balgowlah2
- Wetherill Park2
- Engadine2
- The Junction2
- Narraweena2
- Camden2
- Bathurst2
- Kingscliff2
- Maitland2
- Dover Heights2
- Lavender Bay2
- Grafton2
- Taren Point2
- East Killara2
- Willoughby North2
- Cootamundra2
- Avalon Beach2
- Rushcutters Bay2
- Razorback2
- North Bondi2
- North Parramatta2
- Forestville2
- Beecroft2
- Toongabbie2
- Maroubra2
- Bankstown2
- Oatley2
- Belmont2
- Kensington2
- Long Jetty2
- Waterloo2
- Haberfield2
- Carlton2
- South Hurstville2
- Castle Cove2
- Strathfield South2
- Kellyville2
- Frenchs Forest2
- Merrylands2
- Rutherford2
- Nambucca Heads2
- Allambie Heights2
- Seven Hills2
- Tweed Heads2
- Lane Cove West2
- Bondi2
- Campbelltown2
- Artarmon2
- East Gosford2
- Seaforth2
- Nelson Bay2
- Woolooware2
- Chippendale2
- Clovelly2
- Redfern2
Frequently asked questions
What is an Australian Financial Services Licence (AFSL)?
An AFSL is the licence issued by ASIC that permits an entity to provide financial services in Australia, including those offered in New South Wales. It specifies the designated services (advice, dealing, market-making, custodial) and the financial products covered. The AFSL number must appear on every Financial Services Guide and disclosure document.
What's the difference between general and personal financial advice?
General advice is product information that does not consider your circumstances — it can be given without a Statement of Advice. Personal advice considers your goals, financial situation and needs, and triggers the Best Interests Duty. Personal advice always requires a written Statement of Advice before any recommendations are implemented.
Are financial services providers required to act in my best interests?
Providers giving personal advice are bound by the Best Interests Duty under the Corporations Act. They must prioritise your interests over their own, only recommend products likely to leave you in a better position, and disclose all fees, commissions and conflicts of interest in writing before you act.
Where do I go if I have a complaint about a financial services provider?
Complaints go through the licensee's internal dispute resolution (IDR) process first; the licensee has 30 days to respond. If unresolved, the Australian Financial Complaints Authority (AFCA) is the free external dispute resolution body. AFCA can make binding determinations up to specified caps under the Corporations Act.