Mortgage Brokers in North Sydney, NSW
Compare registered mortgage brokers in North Sydney, New South Wales. All listings sourced from the ASIC Credit Licensee Register.
How brokers are paid and what to ask
Choosing a mortgage broker in North Sydney, New South Wales usually comes down to three things: lender panel size, fee structure, and area knowledge. Brokers earn commission from the lender rather than from the borrower — for residential loans, this typically means upfront and trail commissions, both of which must be disclosed in writing before you sign. A broker's panel determines which lenders they can compare; a larger panel is not automatically better if your circumstances are unusual or non-bank lenders are likely to suit you. Local brokers often build relationships with specific lender BDMs, which can speed up tricky approvals. The first meeting is free; ask for the Credit Guide up front.
Gorrich Finance Pty Limited
Intouch Home Loans Pty Limited
Mortgage Street Financial Services Pty Ltd
Winquote Finance Pty Limited
Australian Wholesale Fulfillment Pty Ltd
Client Solution Centre Pty Ltd
Corporate Leasing Services Pty Ltd
Debt Fix Pty. Ltd.
Finlease (Australia) Pty. Limited
Fleet Choice Pty Ltd
Fleet Partners Pty Limited★★★ 2.9 (14 reviews)
G & H Financial Pty Limited
Helia Insurance Pty Limited
Insurance Advisory Service (N S W) Pty Ltd★★★★★ 4.9 (42 reviews)
Laurentide Financial Services Pty. Limited
Mortgage House Capital Pty Ltd★★ 2.4 (28 reviews)
Mortgage House Of Australia Pty Ltd
Nippon Life Insurance Australia And New Zealand Limited★★★★ 4.4 (40 reviews)
Pepper Money Limited
Pink Finance Pty Ltd
Think Tank Nominees Pty Ltd★★★ 3.2 (39 reviews)
Ucfs Australia Pty Ltd
Well Nigh Pty Ltd
Zainah Pty Ltd
Bfc Mortgage Pty Ltd
Earlypay Ccef Pty Ltd
Skip Loans Pty Ltd
Pepper Asset Finance Pty Ltd
Universal Financial Group Pty Ltd
W I Jones Pty. Ltd.
And Mortgages Pty Ltd
Shift Finance Australia Pty Ltd
Shore Financial Pty Ltd
Sokoo Fintec Pty Ltd
Lingqing Capital Pty Ltd
Nationwide Mercantile Corporation Pty Ltd
Loan Easy Pty Ltd
Rate Money Pty Ltd
Laurentide Mortgage Solutions Pty Ltd
Liang, Chenwenyi
Nsw Commercial Lending Pty Limited
Pfg Capital Pty Ltd
Xin Financial Pty Ltd
Everglow Capital Pty Ltd
Polar Finance Pty Ltd
Real Estate Advance Pty Ltd
Canopy Private Pty. Ltd.
Affirm Australia Pty Ltd
Etika Australia Pty Ltd
Firstrata Finance Pty Ltd
Think Tank Group Pty Limited
Aurum Ark Capital Pty Ltd
Nearby Mortgage Brokers
Frequently asked questions
How are mortgage brokers paid?
Mortgage brokers in North Sydney, New South Wales are paid commission by the lender, not by you directly. Upfront commission is typically 0.5–0.7% of the loan amount; trail commission is around 0.15% per year while the loan stays active. Both must be disclosed in writing before you sign anything.
What is the Best Interests Duty for mortgage brokers?
Since 2021 mortgage brokers have a legal Best Interests Duty under the National Consumer Credit Protection Act. They must place your interests above their own when recommending a loan — this includes considering loan suitability, total cost over the life of the loan, and any conflicts of interest from commission structures.
Do brokers charge fees on top of lender commissions?
Most residential mortgage brokers in North Sydney, New South Wales do not charge clients directly — they are paid by the lender. Commercial loans, complex restructures or specialist lending can attract a broker fee, which must be disclosed in writing in the Credit Guide and Credit Quote before any work begins.
What if I'm declined for a loan through a broker?
If a lender declines your application, your broker can submit to a different lender on their panel — credit checks done within a short window typically do not compound. If multiple declines occur the broker should explain why; complaints about broker conduct go to AFCA, free for consumers.