Mortgage Brokers in Queensland
Find registered mortgage brokers in Queensland. All listings verified against the ASIC Credit Licensee Register.
Licensing and the Best Interests Duty
Mortgage brokers operating in Queensland are regulated under the National Consumer Credit Protection Act (NCCP). Each entry below either holds an Australian Credit Licence (ACL) directly, or operates as a credit representative under a parent licensee — both arrangements are valid and supervised by ASIC. Since 2021, brokers have a legal Best Interests Duty: they must place your interests above their own when recommending a loan. Industry membership in the MFAA or FBAA is voluntary but signals additional accreditation requirements. Verify any broker's licence status through MoneySmart's professional registers tool before signing a credit application or paying any fee.
- Brisbane34
- Southport27
- Brisbane City18
- Surfers Paradise17
- Mile Plains17
- Maroochydore16
- Bundall15
- Robina15
- Mount Gravatt14
- Toowong14
- Varsity Lakes13
- Milton12
- Hope Island11
- Nerang10
- Toowoomba9
- Springwood9
- Broadbeach Waters9
- Newstead8
- Burleigh Heads7
- Arundel7
- Ashmore7
- Burleigh Waters7
- Labrador6
- Stafford6
- Miami6
- Slacks Creek6
- Upper Coomera6
- Noosaville5
- Pelican Waters5
- Fortitude Valley5
- Underwood5
- East Brisbane5
- Townsville5
- Helensvale5
- Broadbeach5
- Mermaid Waters5
- Rochedale5
- Cairns4
- Garbutt4
- Biggera Waters4
- Runaway Bay4
- Spring Hill4
- Bulimba4
- Parkinson4
- Carrara4
- Hamilton4
- Kuraby4
- Beenleigh4
- Woolloongabba4
- Mooloolaba4
- Redland Bay4
- Cleveland3
- Yatala3
- Kenmore3
- Warana3
- Victoria Point3
- Palm Beach3
- Birtinya3
- Thornlands3
- Norman Park3
- Albion3
- New Farm3
- Alexandra Headland3
- Tallebudgera3
- Goodna3
- Birkdale3
- West End3
- Molendinar3
- Moorooka3
- Mackay2
- Ipswich2
- Bundaberg2
- Aitkenvale2
- Yeppoon2
- Woree2
- Mooroobool2
- Chermside2
- Ormeau2
- Springfield2
- Sunnybank2
- Bracken Ridge2
- Buderim2
- Wakerley2
- Strathpine2
- Raceview2
- Manly West2
- Peregian Springs2
- Paddington2
- Mile Rocks2
- Tewantin2
- Trinity Park2
- Carina Heights2
- Shailer Park2
- Forest Lake2
- Enoggera2
- Tingalpa2
- Seven Hills2
- Mansfield2
- Marcoola2
- Warner2
- Pialba2
- Benowa2
- Newmarket2
- Rockhampton2
- Teneriffe2
- Brighton2
- Virginia2
- Kenmore Hills2
- Rothwell2
- Coorparoo2
- Oxenford2
- Clayfield2
- Worongary2
- Parkwood2
- Tallai2
- Capalaba2
- Nundah2
- Bonogin2
- Ormiston2
- Kangaroo Point2
- Ridge2
- Rangeville2
- Coomera2
- Edens Landing2
- Bowen Hills2
- Sunnybank Hills2
- Ascot2
- Morningside2
- Carrington2
- Redcliffe2
- Camp Hill2
- Bardon2
- South Brisbane2
- Wurtulla2
- Kippa-Ring2
Frequently asked questions
How are mortgage brokers paid?
Mortgage brokers in Queensland are paid commission by the lender, not by you directly. Upfront commission is typically 0.5–0.7% of the loan amount; trail commission is around 0.15% per year while the loan stays active. Both must be disclosed in writing before you sign anything.
What is the Best Interests Duty for mortgage brokers?
Since 2021 mortgage brokers have a legal Best Interests Duty under the National Consumer Credit Protection Act. They must place your interests above their own when recommending a loan — this includes considering loan suitability, total cost over the life of the loan, and any conflicts of interest from commission structures.
Do brokers charge fees on top of lender commissions?
Most residential mortgage brokers in Queensland do not charge clients directly — they are paid by the lender. Commercial loans, complex restructures or specialist lending can attract a broker fee, which must be disclosed in writing in the Credit Guide and Credit Quote before any work begins.
What if I'm declined for a loan through a broker?
If a lender declines your application, your broker can submit to a different lender on their panel — credit checks done within a short window typically do not compound. If multiple declines occur the broker should explain why; complaints about broker conduct go to AFCA, free for consumers.