Credit Representatives in Doreen, VIC
Compare registered credit representatives in Doreen, Victoria. All listings sourced from the ASIC Credit Representative Register.
Licensee structure and supervision
Credit representatives in Doreen, Victoria operate under the Australian Credit Licence (ACL) of a parent licensee. They are permitted to engage in 'credit activities' — arranging loans, advising on credit contracts, or acting as intermediaries — but only within the scope authorised by the licensee. Both the representative and the licensee must be listed on ASIC's Credit Register. Licensees are responsible for compliance training, complaints handling, and external dispute resolution membership through AFCA. The representative's authorisation can be checked at MoneySmart's professional registers tool — confirm that the rep number matches and the licensee shown is current.
Barclay, Darren James
Dahiya, Sunil
Sunhill Holding Pty Ltd
Haynes, Jaclyn
Indego Mortgage Finance Pty Ltd
Umana, Michael Joseph
L & K Somerville Pty Ltd
Somerville, Lachlan Alexander
Bridge Financial Enterprises Pty Ltd
Zammit, Jason
Client Mortgage Services Pty. Ltd.
Joshi, Komal Harishkumar
Poudel, Hemraj
Wain, Damian Thomas
Haikal Finance Pty Ltd
Haikal, Daniel
Reeves, Stephen
Stephen Reeves Financial Services Pty Ltd
Eideh, Khalil
Joseph, Tijo
Siya Financial Group Pty Ltd
T Square Holdings Pty Ltd
Thomas Peediakal, Tom
Tiwana, Harinder Singh
Flenley & Matthews Mortgage Brokers Pty Ltd
Flenley, Craig Francis
Jethwani, Nitin
Loan Preparers Pty Ltd
Solanki, Chhayaben Jagdishkumar
Avenue Capital Finance Pty Ltd
Joshi, Pallavi
Kerr, Charlotte
Lin, Delan
Loanva Pty Ltd
Maharjan, Om Raj
Meron Australia Pty Ltd
North Start Finance Solutions Pty Ltd
Rezuk, Leigh
Sukovski, Tania
Thakkar, Kunal Suresh
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Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Doreen, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.