Credit Representatives in Wallan, VIC
Compare registered credit representatives in Wallan, Victoria. All listings sourced from the ASIC Credit Representative Register.
What the licensee relationship means for you
When dealing with a credit representative in Wallan, Victoria, the licensee they represent matters as much as the representative themselves. The licensee carries the ACL, the professional indemnity insurance and the AFCA membership that protect you if something goes wrong. Each entry below shows the licensee's name. Representatives may be authorised for residential lending, commercial lending, leasing, or all three — ask up front. Disclosure documents (Credit Guide, Credit Quote, Proposal Disclosure) must be provided before any binding application; these documents detail fees and any commission flows.
Norcen Financial Services Ltd
Galea, Kirsty
Lever, Andrea Kristan
Hutton Financial Services Pty Ltd
Neaves, Shane Michael
Webb, Nickolas Paul
Fernando, Manesh
Jayawardana, Nadeeka
Kochar, Jasdeep Singh
Murphy, Courtney May
Prime Frontier Pty. Ltd.
The Trustee For Kochar Family Trust
R & R Finance Group Pty Ltd
Rohella, Rajiv
Gough, Andrew Douglas
White, Natalie Jane
Jovin Singh Pty Ltd
Panicker, Rajani Ayyappan
Jacobs, Ashla Fay
Kiaved Pty Ltd
Roper Group Pty Ltd
Singh, Jodh
Singh, Pardeep
Al Hilfi, Moustafa
Bedi, Tanveer Singh
Chopra, Rakesh
Prestige Lending Pty Ltd.
Arora, Shafali
Carey, Debra
Har Finance Solutions Pty Ltd
Jansen, Suellyn
Regan, Katherine
Sandhu, Harpreet Singh
Xcel Pty Ltd
B&F Group Pty Ltd
Brar, Shivdev Singh
Nearby Credit Representatives
Frequently asked questions
What's the difference between a credit licensee and a credit representative?
An Australian Credit Licence (ACL) holder operates independently under their own licence. A credit representative is authorised by an ACL holder (the licensee) to provide credit services on the licensee's behalf. Both arrangements are regulated by ASIC under the NCCP Act and must appear on ASIC's Credit Register.
How do I verify a credit representative is authorised?
ASIC's Credit Register at moneysmart.gov.au lists every authorised credit representative in Australia, including those operating in Wallan, Victoria. Each entry shows the representative's number, the licensee they are authorised under, and the scope of credit activities they are permitted to provide. Always confirm before signing any document.
What protections do I have when dealing with a credit representative?
Consumer protections under the NCCP Act apply equally to credit representatives and to licensees: a Credit Guide before any application, disclosure of all fees and commissions, a suitability assessment of the credit product, and access to AFCA for unresolved complaints — all at no cost to you.
Can a credit representative arrange any type of loan?
No. Each credit representative is authorised for specific credit activities by their licensee — typically residential mortgages, commercial finance, leasing, or a combination. The authorisation scope is shown on the ASIC Credit Register entry. Ask about the scope before engaging if you need a specific loan type.